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Barrett Financial Group Paulo Maria · NMLS #1372655
🔒 Secure application
Loan purpose 0% complete
✓Purpose ✓Property ✓About you ✓Review

Are you refinancing or purchasing a rental?

DSCR loans are for investment properties — the rent does the qualifying.

Loan purpose

Choose one.

Please choose a state.

Paulo is licensed in 49 states. Your answers are not saved until you submit.

Tell us about the rental.

Estimates are fine — Paulo will verify everything with you. These numbers let us estimate your DSCR ratio.

Enter the street address (at least 4 characters).

Enter the city.

Enter a valid 5-digit ZIP.

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Enter an estimated value greater than 0.

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Enter the down payment amount.

$

Use the lease amount if rented, or your best estimate of market rent.

Enter the monthly rent.

$

Enter annual property taxes (0 if none).

$

Enter annual insurance (0 if none).

Is the property held in a trust?

Choose one.

Is the property held in an LLC?

Choose one.

Choose a credit range.

No hard credit pull until you accept your offer.

Now, a little about you.

DSCR qualifying uses the property's income — not yours. No income documents needed.

Enter your full legal name.

Enter a valid email address.

Enter a valid 10-digit phone number.

Enter a valid date of birth. You must be at least 18.

Choose one.

Credit authorization

Your initial DSCR review will not cause a hard credit pull. A hard inquiry may be required only after you accept an offer and continue.

Please review and accept the credit authorization to continue.

Secure entry: masked on screen and never included in notification emails.

Enter a valid 9-digit SSN.

Do you have a co-signer?

Choose one.

Review before you submit.

Make sure everything looks right. You can go back and edit any section.

Please confirm that Paulo may contact you about this request.

No hard credit pull until you accept your offer. Submitting this request is not a commitment to borrow and does not guarantee approval.

By submitting, you confirm that the information provided is accurate to the best of your knowledge.

We couldn't submit your request. Your answers are still on this page. Please try again, or call Paulo at (702) 219-8214.

✓

Your DSCR request has been received.

Thank you. Paulo will review your numbers and contact you about the next step.

  1. Paulo reviews your rental numbers and estimates your DSCR ratio.
  2. You receive the official application invite with the program fit.
  3. Complete disclosures securely and move toward closing.
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Paulo Maria — Branch Manager & Loan Originator, NMLS #1372655 · Barrett Financial Group, L.L.C., Corp NMLS #181106 · 8485 W Sunset Rd, Suite 202, Las Vegas, NV 89113 · NMLS Consumer Access · Equal Housing Lender.